Financial Aid

FSU Panama City Office of Financial Aid
Barron Building, 2nd floor, Room 210
(850) 770-2170 • toll-free (866) MyFSUPC (866-693-7872)
Title IV Code for FSU Panama City is 001489

Marcie Davis, Financial Aid & Veterans Affairs
mdavis@pc.fsu.edu • phone (850) 770-2173

Kathryn Morgan, Financial Aid & Veterans Affairs
kmorgan@pc.fsu.edu • phone (850) 770-2177

A college education is a significant investment that can be overwhelming. The staff in the FSU Panama City Financial Aid Office is prepared to assist you. There are a number of financial aid and scholarship opportunities available that can defray educational costs and help you achieve your goals.

The first step is to fill out and file the Free Application for Federal Student Aid (FAFSA) http://www.fafsa.ed.gov/.

Aid is offered through grants, loans, work awards, and scholarships.

Grants are federal, state, or university awards that do not require repayment or work obligations. Grants are made to eligible students on the basis of financial need and merit, on a first come, first served basis.

Low interest loans are available to all eligible students and to parents of dependent students on both a need-based and non-need based. Loans must be repaid, typically after graduation.

Work Awards are federal awards for college work-study that may be awarded to eligible students on the basis of financial need. Only a few positions are available at FSU Panama City, so apply early.

Scholarships are awards made on the basis of merit, financial need or other specified criteria. Scholarships may be awarded by the state, the university, or by private donors and organizations. Separate applications are sometimes necessary for these awards and students should inquire each semester about scholarship deadlines. Awards are normally made only one semester in advance.

Federal Student Aid on the web: studentaid.ed.gov covers what you should consider when you’re planning on borrowing money to pay for your education; such as, what types of federal student loans are available, how much to borrow, tips on repaying your loan successfully, the difference between private and federal student loans, the consequences of default, and other helpful hints on how to manage your debt.

Financial Aid Checklist*

FAFSA completed http://www.fafsa.ed.gov/ 

Deferments

Deferments are meant to help a student whose financial aid will not process by the payment deadline. Students receiving any form of financial assistance should check the academic calendar each semester to see when financial aid will post before requesting a tuition and fees deferment.

Book deferments

Books must be deferred on a separate form because the bookstore has its own system. The bookstore will email you their deferment plan.

Account Refund Setup

Each financial aid recipient must complete an Account Refund Setup form for financial aid awards (scholarships, grants and loans), refunds and overpayments. Money cannot be disbursed without the completion of this form.

Dual Enrollment

Contact the Office of Financial Aid if you plan to be dual enrolled (taking courses at two different institutions during one term) during a semester. There is required paperwork, including a Consortium Agreement which must be completed and turned in before drop/add ends.

Loan Entrance Counseling

In addition to the FAFSA, Loan Entrance Counseling must be completed to receive student loans. Loan Entrance Counseling is a one time requirement for all first time borrowers at Florida State University. The Loan Entrance Counseling can be completed online in 15 to 20 minutes. It may be done before the semester starts, from any secure internet connection at your student financial aid tool kit on Blackboard.

 *see current Registration Guide for Financial Aid deadlines